Need help with financing?
Financing by Ulster Savings Bank
When it comes to residential mortgage lending, Ulster Savings Bank has a distinguished 158 year history. Buying or refinancing a home is one of the biggest financial decisions youll ever make. Our experienced, knowledgeable mortgage officers and entire origination team provide the attention and efficiency you deserve throughout the process.
In a hurry? Call (866) 440-0391 to apply over the phone
Why Get Pre-Qualified?
- Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
- While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
- These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
